COA Workers’ Compensation Program continues to pay off for members!

Money saved, safer work environments and a superior customer experience: member policyholders with the California Optometric Association-sponsored Workers’ Compensation Program, underwritten by Zenith Insurance Company (Zenith)* and administered by Mercer, have enjoyed these positive returns this year.

2017 workers’ compensation renewal for many doctors is just ahead. Apply now to join your fellow members benefiting from these money-saving advantages by being a COA-sponsored Workers’ Compensation Program policyholder:

• Consistently competitive rates – discount increased to 15 percent off the non-member rate.
• Potential dividend eligibility – the plan has paid COA member policyholders a dividend for the last two plan years; the dividend calculation is reviewed every policy year.** 
• Outstanding customer service - program design and management by Mercer with dedicated representatives ready to work with you to make sure your plan performs for your practice.
• Joining a plan designed for optometrists that only optometrists can join.
• A library of loss control tools available from Zenith at no additional cost, including required Cal-OSHA logs, safety posters and other valuable resources that help you comply with the law and manage safer workplaces — which contributes to lower workers’ compensation premiums and less lost time for employees.

Remember! Your bottom line is boosted and you have access to tools that help reduce the potential for expensive lost time for employees due to work-related injuries and illnesses by being a COA Workers’ Compensation Program policyholder. Take advantage of this opportunity by calling a Mercer Client Advisor at 800-775-2020 to receive a premium indication or click here to download and complete an application.

*   ZNAT Insurance Company, a wholly owned subsidiary of Zenith Insurance Company, is the underwriter for the California Optometric Association program.

**  As long as a doctor of optometry remains enrolled in the program and is a member of COA for the entire policy period, you may be eligible for any potential dividend declared for that year. Additional qualifications also apply. Payment of future dividends cannot be promised or guaranteed. Past dividend performance is no guarantee of an insurer’s future dividend performance. Under California Law it is unlawful for an insurer to promise the future payment of dividends under an unexpired workers’ compensation policy or to misrepresent the conditions for dividend payment. Dividends are payable only pursuant to conditions determined by the insurer’s Board of Directors or other governing board of the Company following policy expiration. The insurance policy, not this communication, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions, and limitations that are not detailed in this communication. Coverages may differ by state. Zenith Insurance Company, Woodland Hills, CA.

Mercer Health & Benefits Insurance Services LLC • CA Insurance License #0G39709
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COA.Insurance.service@mercer.com • www.COAMemberInsurance.com • 75245 (11/16)